Even before the Covid-19 pandemic, higher education, particularly at public and/or smaller institutions, faced serious challenges, including declining enrollments, increased costs, expanding alternatives, and decreasing confidence in the value of investing in current higher education models. The pandemic and accompanying economic depression have only exacerbated these threats, striking at traditional colleges’ core operating model, making higher education less affordable for the record number of families sinking into economic distress, decimating state budgets and thereby threatening necessary continued public support for higher education institutions, all while further driving families and individuals toward alternative service-delivery models and providers.